• About Us

Spice Money is part of the Spice Group, a business conglomerate with interests across several sectors like technology, telecom & finance.

We are one of India’s largest tech-enabled Hyper-Local Payments Network offering various services like Cash Deposit, Cash Withdrawal, Balance Inquiry, Bill Payments, Aadhaar Enabled Services, Air Time Recharge, POS Services, Railway Ticketing Services, etc. through our authorized agents across India.

Through our unrivaled technology, we enable any local store to function as a Digital Seva Kendra & a Mini Bank helping them become a one-stop solution for providing seamless financial & digital services. Our USP is our inherently strong tech DNA with a scalable, modular and secure platform architecture, which helps offer a significantly superior user experience enabling solutions. We have created a cloud infrastructure with cutting edge technologies to empower our VLEs (Village Level Entrepreneur) with products and services pertinent to them and the customers.

We are a regulated entity under the Reserve Bank of India holding all the required licenses like Prepaid Instruments License (PPI) & Bharat Bill Payment System (BBPS). We are also a CMMI level 3 compliant & ISO 9001 and 27001 certified company.

We have a significantly dense footprint in North Indian states of Bihar, Jharkhand, Madhya Pradesh, Rajasthan, Chhattisgarh, and Uttar Pradesh, accounting for 40% of India’s population. Our Focus is primarily on Financial Inclusion with nearly 90% of the Customer Service Points in semi-urban and rural India. Our endeavor is to bridge the gap between the served and the under-served, providing Digital & Financial services to customers at their doorstep. We are progressing, at a great pace, towards covering all the 18,000 pin codes, 700+ districts and 5500+ blocks in India. With over 900 million people, our presence spans across a large number of semi-urban and rural areas in India.

Due to our services we were also bestowed with NPCI Excellence Award in the year 2018. Having created over 2 Lakh Entrepreneurs, managing transactions worth USD 5 billion, we serve nearly 40 million consumers & aspire to be identified as the most reliable and trustworthy Fintech company in the country.

Our Journey