
What is Bharat Connect, Bill Payments?
Bill Payments is an integrated online platform designed to make bill payments seamless and hassle-free. Developed under the Bharat Connect by the National Payments Corporation of India, this platform ensures a secure, interoperable, and efficient bill payment experience.
With Bharat Connect, Spice Money Adhikaris make utility bill payments easy, secure, and quick for customers. Instant receipts and multiple payment options make every transaction seamless at your nearest Smart Banking Point.
Benefits of Bill Payments
With Bharat Connect, Adhikaris can offer secure, anytime bill payment services, boosting their earnings and reach. They serve customers without digital banking access, provide instant receipts for transparency, and build trust as a one-stop utility payment solution.

Steps to make Bill Payment
Log in to the Spice Money Adhikari App or B2B Portal. (The process remains the same for both platforms.)
First, select the category, then choose the biller.
Enter the Customer's Consumer Number, Mobile Number, and other details for verification.
Tap on "Get Bill" to fetch the details.
Choose the Payment Mode.
Tap "Confirm" to process the payment.
Bill Payment is completed!
The amount is deducted from your SM wallet.
You can now collect the cash from the customer.
Features
Features
Multiple Bill Payments
Electricity, water, gas, DTH, broadband, mobile, insurance, EMIs, and more.
Instant Commission
Earn on every transaction.
Anytime Anywhere
Offer 24/7 bill payment service.
Quick & Secure
Real-time, hassle-free payments.
No Smartphone Needed
Assist offline customers easily.
Grievance Support
Manage complaints with ease.
Customer Tracking
Access history & share receipts.
Flexible Payments
Accept Cash & UPI
Trusted Nationwide
Backed by Spice Money & Bharat Connect.
Multiple Bill Payments
Electricity, water, gas, DTH, broadband, mobile, insurance, EMIs, and more.
Instant Commission
Earn on every transaction.
Anytime Anywhere
Offer 24/7 bill payment service.
Quick & Secure
Real-time, hassle-free payments.
No Smartphone Needed
Assist offline customers easily.
Grievance Support
Manage complaints with ease.
Customer Tracking
Access history & share receipts.
Flexible Payments
Accept Cash & UPI
Trusted Nationwide
Backed by Spice Money & Bharat Connect.
Multiple Bill Payments
Electricity, water, gas, DTH, broadband, mobile, insurance, EMIs, and more.
Instant Commission
Earn on every transaction.
Anytime Anywhere
Offer 24/7 bill payment service.
Quick & Secure
Real-time, hassle-free payments.
No Smartphone Needed
Assist offline customers easily.
Grievance Support
Manage complaints with ease.
Customer Tracking
Access history & share receipts.
Flexible Payments
Accept Cash & UPI
Trusted Nationwide
Backed by Spice Money & Bharat Connect.
Services
Services
Utilities
- Electricity Bills
- Gas Bills
- Water Bills
- Prepaid Meter
Telecom & Digital Services
- Landline & Broadband
- Mobile Postpaid
- DTH & Cable
- FasTags
Banking & Government Dues
- Municipal Taxes
- Loan/Credit Card Repayment & Recurring Deposits
- Insurance Premiums
Household Payments
- Hospital Bills
- School Fees
- Housing Society Maintenance
- Rentals