Our Services — One Smart PlatformFor All Banking & Digital Needs.

Empower Your Business with India’s Leading Assisted Banking Network. Deliver Banking and Digital Services from One AI-Powered Platform for Smoother Operations and Higher Earnings.
Adhikari providing Aadhaar-enabled banking services

India's No.1 AePS Network

Aadhaar Enabled Payment System (AePS): Cash deposit, cash withdrawal, balance enquiry, and mini statements using secure Aadhaar authentication
Aadhaar Pay

Aadhaar Pay

Instant, biometric-based cashless payments
Mini ATM

mATM (Mini ATM)

Convenient debit card-based cash withdrawals.
Domestic Money Transfer

Domestic Money Transfer (DMT)

Quick, secure, and reliable fund transfers
Customer paying bills at a Spice Money outlet

India’s Leading Assisted Bill Payments Platform

Bill Payments

Electricity, Water, Gas Bills etc.

Mobile, OTT & FASTag Recharge

Mobile, OTT, FASTag etc.

Loan EMI Collection

Home Loan, Two-wheeler Loan etc.

OTT & Digital Subscriptions

JioHotstar, Airtel etc.
Business loan services at a Spice Money outlet

Easy Loans for your Business Growth

Partnered with trusted financial institutions to offer easy, seamless, and fully digital loan processing.

Easy and Instant Loans

Easy & Instant Loans

Hassle-free applications with minimal documentation
Quick Digital Approvals

Quick Digital Approvals

End-to-end digital process for faster approvals
Competitive Interest Rates

Competitive Interest Rates

Transparent pricing, flexible EMIs, and real-time disbursal tracking
Wide Range of Loan Offerings

Wide Range of Loan Offerings

Home Loans | Gold Loans | Two-Wheeler Loans |
Personal Loans | Vyapar Loans | UGRO Loans | and more

Cash Collection Management

Customer / Cash Collection Loan EMI & Customer Cash Payments.

Cash collection turnover up to ₹4,000 Cr

Trusted by 450+ cash collection clients

20,000 MFI, logistics & e-commerce agents

17,000+ client branches & 300 channel partners

Cash collection and EMI payment at Spice Money
Bank account opening at a Spice Money outlet

Open Bank Account in Minutes

Bank account opening lets you offer seamless Savings & Current accounts opening with trusted bank partners

Trusted Banking Partners

Powered by Axis Bank and NSDL Payments Bank.- Quick

Digital Account Onboarding

Open accounts in minutes with a paperless process

Zero-balance Account & Banking Services

Open zero-balance accounts with easy Aadhaar linking, plus access essential banking services like account updates, passbook updates, and more — all in one place.

Earn with Every Account Opened

Earnings on every account opened and transaction processed.
Spice Pay UPI wallet on a smartphone

Spice Pay
India’s New UPI + QR + Wallet Account

A secure, UPI-enabled Full KYC wallet, even without a bank account

Wallet Cash Load Service

Add cash to your Wallet

UPI Linked Wallet

Get a UPI ID linked to your secure wallet

Universal QR Payments

Scan any UPI QR and pay instantly

Spice Pay Payment Services

Transfer money to any UPI ID, pay bills, recharge mobiles, and manage loan EMIs — all conveniently in one place.

Our Partners

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Banking Partners 6
Banking Partners 1
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Banking Partners 3
Banking Partners 4
Banking Partners 5
Banking Partners 6