About Spice Pay.

About Spice Pay UPI Wallet APP?

Empowering 20 Crore Rural Indians with
Seamless Digital Payments.

  • Spice Pay bridges the digital divide, offering a revolutionary neo-banking experience through a UPI-linked Wallet.
  • Enjoy all essential UPI functionalities and pay recurring bills via Bharat Connect, all without needing a bank account.
  • Spice Pay is a secure, Full KYC – Prepaid Payment Instrument (PPI) issued by Spice Money Ltd.
  • Use your Spice Pay UPI Wallet for purchases, fund transfers, and cash withdrawals.
  • Certified by NPCI (UPI 2.0) and NBBL (Bharat Connect) for a seamless experience.
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SpicePay Target Users
AePS Process Mobile

Get Started with Spice Pay in a Few Easy Steps

  • Step 1

    Download: Get the Spice Pay APP from the Google Play Store
    https://play.google.com/store/apps/details?id=com.upi.spicepay&hl=en_IN

  • Step 2

    Activate: Visit your nearest Spice Money Adhikari (Authorized Agent) for quick, paperless Aadhaar-based biometric KYC process (list of Authorized Agent URL).

  • Step 3

    Fund: Add money to your Wallet easily via UPI or by adding cash at the Adhikari.

  • Step 4

    UPI ID: Create your mobile-linked UPI ID (yourmobile@spicepay) to unlock all essential UPI features.

  • Step 5

    Pay Bills: Conveniently pay bills enabled through Bharat Connect using your UPI Wallet balance.

  • Step 6

    Withdraw Cash: Withdraw cash from your UPI Wallet by visiting a Spice Money Adhikari.

Key Features at a Glance

SpicePay Target Users

Experience the Spice Pay Advantages

Get your UPI-enabled Wallet instantly at your nearest Spice Money Adhikari with simple Aadhaar-based paperless KYC. Enjoy the power of UPI without a bank account, seamlessly recharge, pay bills, shop online, and secure transactions with fingerprint/Face ID. Plus, keep your bank statements clutter-free, knowing your trusted Spice Money Adhikari is always there to assist.

Spice Pay Wallet Mockup

Spice Pay Wallet Chalega

Easy, Safe, Instant

FAQ’s