About Spice Pay UPI Wallet APP?
Empowering 20 Crore Rural Indians with
Seamless Digital Payments.
- Spice Pay bridges the digital divide, offering a revolutionary neo-banking experience through a UPI-linked Wallet.
- Enjoy all essential UPI functionalities and pay recurring bills via Bharat Connect, all without needing a bank account.
- Spice Pay is a secure, Full KYC – Prepaid Payment Instrument (PPI) issued by Spice Money Ltd.
- Use your Spice Pay UPI Wallet for purchases, fund transfers, and cash withdrawals.
- Certified by NPCI (UPI 2.0) and NBBL (Bharat Connect) for a seamless experience.


Get Started with Spice Pay in a Few Easy Steps
Download: Get the Spice Pay APP from the Google Play Store
https://play.google.com/store/apps/details?id=com.upi.spicepay&hl=en_INActivate: Visit your nearest Spice Money Adhikari (Authorized Agent) for quick, paperless Aadhaar-based biometric KYC process (list of Authorized Agent URL).
Fund: Add money to your Wallet easily via UPI or by adding cash at the Adhikari.
UPI ID: Create your mobile-linked UPI ID (yourmobile@spicepay) to unlock all essential UPI features.
Pay Bills: Conveniently pay bills enabled through Bharat Connect using your UPI Wallet balance.
Withdraw Cash: Withdraw cash from your UPI Wallet by visiting a Spice Money Adhikari.
Key Features at a Glance
Experience the Spice Pay Advantages
Get your UPI-enabled Wallet instantly at your nearest Spice Money Adhikari with simple Aadhaar-based paperless KYC. Enjoy the power of UPI without a bank account, seamlessly recharge, pay bills, shop online, and secure transactions with fingerprint/Face ID. Plus, keep your bank statements clutter-free, knowing your trusted Spice Money Adhikari is always there to assist.
Spice Pay Wallet Chalega
Easy, Safe, Instant